Where The Philippine Peso Is Going

Below is the 10 year chart of the Philippine Peso against the US Dollar. In the trading world, all currencies are pegged against the dollar because it is considered to be the strongest currency in the world. Hence, when trading currencies, the basis always is the mighty USD.

So what does the chart below tells us?

If you notice, the trend is upwards. Meaning, depreciation of the Philippine Peso.

History shows that on 2013, it tried to break the 45/dollar mark. And almost touched the P49/dollar mark at the end of 2015.

There are so many reasons why the market moves, but normally, correction happens at the last quarter of the year. Traders are dumping their stocks/currencies valued in Philippine Peso in exchange of the US Dollar. Why, for profit, of course.

You bought the Philippine Peso earlier in the year at a lower price. So you sell it off at a higher price. A few weeks ago, I bought US Dollars at P46.50 and P46.80. Now, the price of the dollar is P48.20 .  If I sell today, I would be earning P1.70 pesos per One US Dollar. Imagine if you are trading in millions. How much would you earn now?

See that’s just how the market works. It is after all, buying and selling of currencies. You buy when it’s cheap. And you sell when you know you are going to make money out of it.


That is what’s happening now. A year end correction. The investors are on a wait and see attitude until January 2017.

The news is making us believe that the Philippine Peso being at P48.00 against the US Dollar is bad. I would say, NO. That is not always the case. Let me explain why I say so.

One, our overseas workers, are happier this way. If they send $1,000.00 to the Philippines, it will now be valued at P48,200.00 which is way better than P46,000.00 in the past few months. This then means that come Christmas, money spending will be higher. The ordinary Filipinos will be able to celebrate more because now they can afford to. The local economy will be bustling with all the shopping going on.

Second, on a larger scale, our exporters will be happier as well. If you are an exporter of let’s say cocoa or banana and you are paid in US Dollars, imagine the difference on your income. For instance, even with 1 ton of local produce costing $10,000.00 – your P460,000.00 has just risen to P480,200.00 . See that isn’t bad right? Ask your exporter friends about this and tell me if they aren’t jumping for joy.🙂

Third, we are looking for investors. That’s a fact. The Philippines need jobs. Hence, investors are a must. If I am an investor, tell me why would I spend my money on the Philippines when there are other Asian nations like China, Vietnam and Thailand? So, the bottom line is, a cheaper peso plus english speaking Filipino employees, is a win-win situation for us. If the investors monies will go a long way in a country, that’s where the investors go. It’s business my friends. Cheaper peso means better chances of getting international investors.

So no, let us not be afraid of what’s going on in the currency/stock trading world now. The correction is bound to happen. And it will bring us more good than harm.

To our importer friends, just hold on. You have been enjoying a cheaper US Dollar for quite sometime already. So let us be happy for our exporters for a few months. I just hope that you paid your US dollar debts already because if not, then that means more Philippine Pesos out of your pocket these days.

There’s a lot of resistance on the P49/dollar level. So it may have a difficult time breaking that. If it does, then we will be looking at the 2007 high of P50 per us dollar.

Honestly, I don’t like that because when I go to the US, my shopping money has lesser value there.

But you know, the world doesn’t revolve around me.🙂 So that’s fine.

What’s important is that our OFW’s and Exporters are happy. Plus when the peace and order is better, Investors will come by the volumes.

I learned all these things when I worked as a Licensed Currency Trader. So yes, I know what I am talking about.

To all my Realtor friends, this means more investments from our OFW’s. I am excited!

And to our overseas workers and everyone earning in US dollar, enjoy!🙂







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Marco Polo Revisited

Marco Polo is the nearest hotel to the September 2nd blast in our City. And so with the long weekend ahead , the hubby and I decided to stay there. That’s mostly to prove to ourselves that despite what happened, Davao is fine. We may have fallen for one night, but our City stood up the day after.

We checked in past 4:00 pm. Prior to that, as we were entering the hotel’s vicinity, security was tight. But then again, The Marco Polo has always been that way. We didn’t mind it because it means that whether we eat or stay at the hotel, we know we are safe.

The check in itself  was painless. Since our stay was prepaid, the staff told me that she won’t get my card anymore. We can just pay at the restaurant, etc. with cash as we go along. Which was fine by me.

I found the room nice and spacious. Well it is a 32 square meter room after all. Including the bathroom which came with a tub.


But we had minor problems like : some channels on their TV didn’t have pictures in them but we could hear the people talking, there was no TV guide and most importantly, there were no towels. These little things would not have mattered if we’re staying in a 2-3 star hotel. But when you claim to be a 5 star hotel, that’s not acceptable. Sorry.

After a short conversation with the home keeping staff, everything was fixed, except the pictures on their TV. I guess that was the cable connection’s problem. I just found it weird because we can hear some of the channels, but there’s nothing to see. ha ha

We went down to the Lobby Lounge after an hour or so to chill while waiting for dinner at Cafe Marco.

The Lobby Lounge serves international cuisine. They offer an all day menu of light snacks, desserts and beverages, complete with live entertainment to enliven the relaxing atmosphere. Perfect start to a “de-stressing”  night.🙂

After a bottle of San Mig Light and a photo op for me under their cute lanterns, we proceeded to Cafe Marco on the second floor.

The Restaurant:

Cafe Marco’s Dinner Buffet starts at 6:00pm. Their food is always delicious. The dessert, mouthwatering.

The main course that night consisted of several seafood delicacies. And a wide array of beef , chicken and pork dishes.


I loved the fresh salad and fresh  meat counter where one has an option to have it grilled or fried.


These are just few of the delectable dessert. I would have wanted to eat more, but you know at my age, that is no longer a wise action and/or decision.🙂


More than the food, I commend their staff for such impeccable service. And to Aldon, thank you for preparing a fruit platter for us. Even if we did not ask for it, we appreciate your action very much.  Your simple gesture was amazing.

One of the best things about Davao – abundant supply of fruits all year round.

This platter is composed of fresh watermelon, sweet pineapple, sweet mangoes, pomelo and mangosteen.


Here’s to another relaxing memory. Thank you Lord.🙂


Our plan that night was to walk across the street and visit Aldevinco Shopping Center. And farther ahead, at the Night Market, where the bombing happened.  But it got stormy that night. So we didn’t brave the rain. We decided to proceed to their amenity floor instead after dinner.

At the 4th floor of the hotel, you will find Polo Bistro. This outdoor restaurant offers Inter-Continental Ala Carte Food. We didn’t try their food there though because we just had a sumptuous dinner.

I found the swimming pool outside Polo Bistro perfect for exercising. I would have probably waded there if , again, it wasn’t raining.  Maybe, next time….

Another place that caught my attention was their Lazuli Spa.



We did not try their spa this time. But it is something to look forward to, sometime in the future. It would be nice to indulge in their spa and pamper yourself after a hard day’s work.

For more details of Lazuli Spa, please check this link – http://www.marcopolohotels.com/en/marco_polo/hotels/philippines/davao/marco_polo_davao/hotel_facilities/spa.html

The rest of the night was a blur. I slept like a log and woke up almost 7 in the morning already. I never do that. I always, and I mean always wake up at 5:00am or a little over that. But never 7am. Ever. I must have been really exhausted. Work has been tiring, I know. I just didn’t realize how burnt out I was until that night.

I took the picture below after breakfast. It was cloudy but I could see Davao Gulf from a distance. Right in front of our window though was the night market area. It looked so quiet during day time. But once the night market starts , I tell you, it has a life of its own.


As I write this article, I am thankful to God that Davaoenos are okay. My city is very resilient. And so are the people living here. Business is back to normal. Infact , Cafe Marco’s breakfast buffet, was full packed. It was a complete opposite from the relaxing ambiance the previous night.🙂

Marco Polo Davao is located in C.M. Recto Street, Davao City. For bookings or reservations, please check their website – http://www.marcopolohotels.com/en/marco_polo/hotels/philippines/davao/marco_polo_davao/index.html














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An Example of Philippine Journalism

Recently, President Duterte was bashed once again, for supposedly saying that President Barack Obama is “bastos”, which means “rude” in English.

I have read so many comments on social media, for and against our President. I have Filipino friends from the US who also commented negatively about what happened.

In the interest of fairness and to also set the record straight, please read the apology of the anchorman who read the wrong content on his breaking news. Therefore, creating a sensationalized news which of course, got printed in the mainstream media both local and abroad.

Full story can be found here – http://www.asianpolicy.press/2016/09/journalist-apologizes-to-pres-duterte.html

The Anchorman, Mr. Ed Lingao, issued a public apology through his Facebook page , saying:


I am not going to bash Mr. Lingao because a) that is not who I am and b) we all make mistakes. Cast the first stone to those who have not as Jesus said in the bible. 

But this is my take on the matter…

I have always wanted to become a journalist. Even if I took a different course in college, the love for writing never really faded. Hence, this blog. I always thought journalism is a noble profession. But since the campaign period this year, the mainstream media in our country has shown so many lies by cutting off the real message. And normally  prints the provocative words or phrase to create a bigger and more sensationalized news.

The dictionary’s definition of the word sensationalize says this:sensationalized

With what has been happening and what has happened this time,  the inaccuracy of the news created unjust trouble to the Philippine President.

So I am hoping that all our journalists will double check their information first and be responsible in what they present to the public. There are children all over the world who look up to you. As in my case when I was a lot younger. My admiration to the industry is the reason why I fell in love with writing. And it hurts me to see that the news these days are out for sensationalism and not the truth.

I may be naive in saying this, but I pray that one day, everything will change. We may not be able to see good news all the time. But at least , we know that what we are reading is the truth.

To all my friends and readers of this blog, let us try to promote more love. Our world has bigger problems than this. So instead of sowing hatred, let us first try to understand what happened and let us always search for the truth before we condemn and judge.

Thank you.

And oh.. this is what President Obama’s response to the above mentioned inaccurate report:


Now, that’s what I call professionalism in action.




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Pensacola Beach

We arrived in Pensacola Beach around dusk. I could see the sky turning yellow and orange. As much as I wanted to run to the beach for the sunset picture, I had to take care of our “home”…

Source: Pensacola Beach

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Roadtrip 2015 – MS to Florida

DAY 1: After days of rain and being stuck at home, the hubby and I decided to drive to Florida. Yes, we both got bored.🙂 We’re not used to sitting around you see. We run a business back in …

Source: Roadtrip 2015 – MS to Florida

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REPOST: From Sen. Alan Peter Cayetano

Please share until it reaches President Obama. Thank you.

Alan Peter Cayetano
1 hr ·

An Open Letter To President Obama. With A Prayer for a successful meeting between him and President Duterte.

Dear President Obama,

As a Citizen of the world and a believer in Change, allow me to write you an open letter to attempt to articulate the audacity of the Filipino people to hope for a better future and to aspire for a nation that is secure,peaceful,law abiding and prosperous.

While we are still mourning and recovering from the Davao Bombing, while our law enforcers are sacrificing and doing their duty everyday to reclaim communities from narcotics and criminality (many police officers have died in the line of duty), while our President is pursuing peace and fighting corruption, powerful forces are working against us (locally and internationally).

I write to you because more than any other person, you know how it feels to have the weight of the world on your shoulders.

To have the burden of fixing the problems of your own country but having to constantly live up to the expectations of the entire world.

To be called on, and depended on but at the same time to be hated and cursed at.

To be pulled and torn in every direction and at every crossroad.

I ask myself where does President Obama get the strength to see this through? It can only have come from the grace of GOD and a deep love of one’s people and of all humanity.

Despite all the challenges, you have persevered and have accomplished so much.

Now it is our turn. Our turn to experience Change we can believe in.

We finally have a President who has faith in GOD, who has a deep love for our people, who is willing to sacrifice even his life and honor to see that change comes to all Filipinos.

President Duterte and our entire nation is now fighting 3 wars simultaneously.

1. The War against poverty (which includes leveling a playing field that by and large only oligarchs grow and prosper while the greater majority struggles just to survive);

2. The War against crime, illegal drugs and corruption, and;

3. The War on war. The quest for a just and inclusive peace and an end to the decades-long communist insurgency as well as other rebellions in our country.

After decades of hopelessness and up to 10 million Filipinos leaving our country to find work in foreign lands and after an entire generation exposed to the perils of illegal drugs, we finally have a President who is trying to get the country back on the right track.

Mr President, how many times have you been misjudged, prejudged or judged unjustly because of your nationality, Party affiliation, stand on issues or even your skin color?

Yet despite all these, you persevered. You never gave up! If there were mistakes along the way, you learned from those mistakes and you spawned an entire generation of people around the world saying “Yes We Can!”

Will you now allow us to lose hope and fail? Will the West deny us the “Change we can believe in?” Just because some people have misjudged our beloved President based on how he speaks. Aggrevated by an obvious misinformation campaign about the human rights situation in the country.

Does he not deserve to be judged on his record and his actions? On facts and not manipulated statistics? On where he wants to bring the country rather than his sometimes politically incorrect words?

We Filipinos will always be your brothers and sisters. Your allies and friends. But we also deserve our own national identity and a chance for an independent foreign policy.

A foreign policy for Filipinos by Filipinos. A balanced friendship with our oldest ally and big brother the United States of America on one hand and a friendship of mutual respect with our neighbor China on the other.

You have tried at every turn to avoid war and done everything for peace! Can’t we work on a win win win situation for the U.S.A, Philippines and China?

Over the last 7 years you have patiently addressed concerns of pessimists, critics and hardliners and pushed your peoples agenda forward inch by inch.

Well now the pessimists, critics and hardliners in the West, the United Nations, and the Philippines want us to continue to bicker and disagree. To let disagreements escalate into fights. And for what? So that no one wins?

Hardliners fear the Philippine government will make peace with the communist rebels.

Critics Fear that CHRISTians and Muslims can’t build communities and a Nation together?

Pessimists say that we can’t be a drug free Country.

Will we let the pessimists and hardliners win Mr President? Or will we persevere and try to understand each other, so we can wake up one day to a peaceful, prosperous and progressive Philippines.

Can’t we give the Philippines and President Duterte a Chance?

As We Pray that GOD Blesses America, We ask The Americans to be used by GOD To Bless The Philippines.

GOD Bless You President “Yes We Can” Obama!

GOD Bless President Rody Duterte!

GOD Bless The Philippines!


Senator Alan Peter S. Cayetano

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Bombing in Davao City….

My heart is bleeding. I just woke up to the news that our city was bombed.

A famous Night Market was bombed last night. This place is being frequented by Davaoenos from all walks of life. It, being in downtown area, walking distance to Marco Polo, Aldevinco Shopping Center and Ateneo De Davao University , people flock there to buy “ukay-ukay” and other goodies that are offered in many of the stalls.

I am sad for the victims and their families for this senseless killing.  I pray that God’s love will be upon you in this very difficult moment.

I feel bad for those who commented that Davao City is not a safe place after all. Why on earth would someone say that at a time like this? That is insensitive , careless and inconsiderate. One of the people working for us is still in the ICU now. Shrapnel of the bomb went through his hands and legs. And he is still bleeding as of this writing.  So yes, your comments are thoughtless.

What happened was a very strong message for the President, who hails from Davao City. A message that Davaoenos will suffer if he does not stop what he is doing.

In our subconscious, I think everybody has been expecting this. Considering the manhunt that the military is doing against the Abu Sayyaf group as per the order of the President. And of course, the war on drugs , that the Philippines is famous for these days on the news.

Whoever is behind this bomb attack, God bless you. True, I condemn what you did. That is the human side of me. But at the end of the day, you are answerable for your actions to God. He saw what you did. And you will be punished for it, in God’s time.

To all Davaoenos, let us be more cautious and be vigilant at all times. Let us not be scared. And let us not allow ourselves to become prisoners of fear. It  means then that the enemies won. No, let us not give them that satisfaction. Let us continue to be strong in facing these atrocities. And let us pray for God’s protection and guidance.

To the President of the Philippines, Rodrigo Roa Duterte, please take care sir. They were not able to take you down in their assassination plot against you. So they took the lives of the Davaoenos instead, knowing how hurt you will be. Continue to be the strength of the Filipino people. We are behind you all the way.

And to the rest of the world, please pray for Davao and the rest of the Philippines.

Thank you.




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The Philippines And Our War on Drugs

I wanted to write about this weeks ago. But with work and family visiting from outside the country, the said thought took a back seat. Until now.

Our President, Rodrigo Roa Duterte, (used to be the Mayor of Davao City, where I live most of the time) is facing the drug cartels head on. With the help of the Philippine National Police and its head, Ronald “Bato” Dela Rosa, we are winning this sordid fight. It has only been 56 days since the new President gave an order to stop the drug cartels at all cost. And the Philippines has recovered billions of drugs already during by bust operations. Some were in laboratories, some were buried in the ground and some were in a ship docked near our ports. Some were even in the New Bilibid Prison. Yes, inside the penitentiary, where prisoners are supposed to give penance for what they have done. In our country though, NBP became a drug den. Business continues as usual.

This menace has obviously been going on for decades in our country. They have taken their deep roots within the government itself down to the ordinary Filipinos living in the slum areas. Included in the payroll to protect these drug lords are generals, judges, government officials (mayors and the likes) , government employees and other private citizens.

We, the 91% percent of the Filipinos who voted for the President, are behind him all the way. Why?

Because we have seen the effect of how terrible a narco state is. Yes, the Philippines has become a Narco State. Let us not be naive to think otherwise. Our previous leaders have allowed it to be so.

Because we , the Filipino people, who are mostly tired of rhetorics given by politicians , promising us heaven and earth during elections but forget about us when seated in power want peace and order.

Because we do not want the children of this country, to grow up thinking that it is okay to become drug addicts. With one teacher  caught a few days ago having stocks of shabu, imagine the danger that the children face on a daily basis…

Because we do not want our friends and relatives to continuously get raped, robbed and murdered by drugs addicts who are desperate to finance their addiction.

Because we hate fearing for our lives.

Because with the drug monies in our country, it has corrupted our government and our government officials.

Because with the drug monies in our country, proliferation of guns has become rampant as well.

I can go on and on. But I am sure you get the drift.

And now that we are slowly gaining victory over this war on drugs, the Philippines and our President are on the limelight. Some human rights group depict him as a mass murderer and a mentally deranged individual who is on a killing spree.

(Photo Credits to dutertenews.com)

The pictures below were taken outside the Philippine Embassy in New York. While I respect the rights of these people to rally, I feel disgusted over the irresponsibility of those that are behind this.

Feeding this wrong information to the rest of the world is akin to killing the future of our children. It is unjust and unfair to the Filipino people. 

new york new york2

To set the record straight, let me elaborate:

  1. President Duterte’s order was to go all out on drugs. If the drug addicts, pushers, dealers and their bosses surrender, then they will be rehabilitated. But if they fight during by bust operations and will put the polices’ lives in danger, then they have an order to shoot. To kill. If necessary.

My question is – if you are a policeman and your life is in danger during said raids,  what will you do? Just stand there and wait for the bullets to hit you? I am sure not. So there were few of these drug pushers who died on a shoot out. And there were policemen who suffered the same fate as well.

So how come nobody talks about the policemen that died? Were they of lesser importance? Do the families they’ve left in this world don’t matter?

2. The cartels are cleaning up.  They do not want proof of course. So what do they do? Kill their own so they cannot talk. Sounds like a movie plot. It might be to you. And to the rest of the world. But well, it is a reality that we Filipinos have to deal with.

And so to reiterate, there is no Extra Judicial Killings as what is being reported to the world. NO. NONE. NIL. NOTHING.

With all these media attention we are getting these days, it is imperative that we should speak our mind. We do not care what you think of us. But  we care for our President.

This is the first time in Philippine history when a government leader loves his people enough to give his life literally for his contituents. No one had the guts to face these cartels for decades. Only now.  And we welcome the change.

We do not need those that are looking from the outside , who do not even have an inkling as to how it is to live in a third world country , feeling sorry for us, judging us and worst, pretend to care for us by rallying against our President. In the hope that he is ousted. So the previous government can take the seat of power again.


With your actions, you are doing us a disservice. You are doing us more harm than good.

If indeed our President gets ousted, the Philippines will go back again to the dump it was in. Again.

Have you heard of the billions of donations for Typhoon Haiyan lost? The unexplained donations that didn’t go to the victims until now? The donations that were supposed to rebuild their houses and their livelihood?

Who haven’t heard of ISIS? I am sure all of us do. Well, we have them in the Philippines now. What about the Abu Sayaff Group, have you heard of them? We have them too.

Have you heard of that airport bullet scam? Where foreigners and locals alike are victimized in the airports by getting bullets planted in their luggages to extort monies?

If you have not heard of these things, then google it. Do your own research so you will understand where we are coming from. Don’t just believe what the media is feeding you. Most of them do not care about the people. The be-all and end-all for some of them is the money they get from the top bidder. We are just a pawn to their game, in other words.

Our President is cleaning up our country, which is long overdue.  And we the Filipino people , welcome the change.

This said, I hope that you will heed our request. Leave us alone. Do whatever it is you do with your lives. But please leave us alone.

The Filipinos are intelligent, well educated  , hardworking and mostly honest people. We just got tainted because corruption ruled our government for the longest time.

Now we have the chance to have this changed. Now we have the chance to truly live a peaceful life. Now we have the chance to raise our children in a better environment. Now we have the chance to have the poor , benefit from the government… And more.

But you, who do not know the real score, are jeopardizing the real change that we have longed for. That we are longing for.

So please grant us this. Leave us alone. And allow us to enjoy the change that we want.









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Road Trip 2015 – Wyoming to Nebraska

We left Jackson Hole , Wyoming after breakfast. Our next destination – Lincoln, Nebraska. It is about 876 miles from the former to the latter. So we just took our time on the road and decided…

Source: Road Trip 2015 – Wyoming to Nebraska

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Road Trip 2016 – Arizona to New Mexico

Coming from the Petrified Forest (will write about this separately) in Arizona, we took Highway 180 on our way to New Mexico. Per GPS , the trip to Roswell is at least 8 hours. We were not in a hur…

Source: Road Trip 2016 – Arizona to New Mexico

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